JohnCuzzo

45 Willow Lake Drive, Holmes, NY 12531

$629,900
  • 45 Willow Lake Drive, Holmes, NY 12531 Main Photo

41 Photos

Active
BEDS3 BATHS2 full 1 partial SQUARE FEET2,546 MLS#1017740
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLPawling

Property Description

**LAKEFRONT LIVING-AND A POSSIBLE LOWER INTEREST RATE! Seller is open to providing a concession that qualified buyers may use toward an interest-rate buydown or allowable closing costs. Ask your lender how this could reduce your monthly payment. Available only through November 1-don't miss this opportunity!**Just over an hour from NYC, this beautifully maintained 3-bedroom, 2.5-bath home offers four-season living directly on private Sunset Lake-and it now features a BRAND-NEW ROOF!Inside, gleaming hardwood floors, elegant crown molding, central air and two fireplaces create a warm and inviting atmosphere. The thoughtfully designed kitchen features concrete countertops, propane cooking and radiant-heated tile floors that continue into the adjoining mudroom-a welcome luxury during Hudson Valley winters.Wake up to peaceful lake views from the screened porch, host barbecues and dinners on the spacious open-air deck, or gather around your private fire pit at the water's edge. The level backyard offers room to play, complete with a swing set and soccer nets. A pool was previously located beside the home, and electric service remains in place.Ownership includes access to Sunset Lake's private sandy community beach, waterfront pavilion and community fire pit. Spend summer days swimming, fishing, kayaking and paddleboarding, then enjoy ice skating when winter transforms the lake. The community pavilion may also be reserved for private lakeside celebrations. The property may offer potential for a private dock, subject to all required community and municipal approvals.An invisible fence provides added convenience for pets, while high-speed internet makes working from home easy. The attached two-car garage offers generous storage for vehicles, kayaks, paddleboards and recreational equipment. Runners, walkers and cyclists will love being moments from the nearby rail trail.Located in the Pawling School District and minutes from the Village of Pawling, Metro-North, restaurants, shops, hiking, golf, wineries, breweries, farms and Interstate 84.Whether you're searching for a full-time residence or a weekend escape, 45 Willow Lake delivers the Hudson Valley lifestyle buyers dream about. **Schedule your private showing before this opportunity ends November 1!**Interest-rate buydown and seller concession are subject to the terms of an accepted offer, lender approval, loan-program requirements and applicable contribution limits. Some photographs have been virtually edited.

45 Willow Lake Drive | MLS# 1017740

This single family home located at 45 Willow Lake Drive, Holmes, NY 12531 is currently listed for sale with an asking price of $629,900. This property was built in 1995 and has 3 bedrooms and 2 full and 1 partial baths with 2546 sq. ft. Willow Lake Drive is located within the Pawling school district. Search Holmes real estate on johncuzzo.cbamhomes.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Full, Partially Finished, Walk-Out Access
Cooling: Central Air
Fireplaces: 2
Garage: 2
Heating: Oil
Home Style: Colonial
Lot Size: 1.35 Acres
Taxes: $9,553
Year Built: 1995

Amenities

Eat-in Kitchen
Formal Dining
Kitchen Island
Garden

Feature Descriptions

Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer
Association Amenities: Boat Dock, Gated, Recreation Facilities
Association Fee: $450/Annually
Association Fee Includes: Common Area Maintenance
Attic: Unfinished
Beach Rights: Y
Days on Site: 90
Exterior: Frame
Fireplace Features: Family Room, Gas, Living Room, Wood Burning
Fireplace Y/N: Yes
Flooring: Hardwood, Tile
Formal Dining: Yes
GarageY/N: Yes
Laundry: In Bathroom
Lot Features: Waterfront
Number Of Kitchens: 1
On Market Date: 2026-07-06
Parcel Number: 134089-6856-00-591625-0000
Parking Features: Driveway, Garage
Parking Total: 6
Rental Term: Monthly
Road Responsibility: Private Maintained Road
Rooms Total: 10
Sewer: Septic Tank
Special View Info: Trees/Woods, Water
Utilities: Electricity Connected, Propane, See Remarks
Water: Private, Shared Well
Waterfront Features: Beach Access, Lake Front, Lake Privileges, Waterfront

Local Schools

High School: Pawling High School
Middle School: Pawling Middle School
Elementary School: Pawling Elementary School
School District: Pawling

Estimate Your Payment

Estimated Payment

$ 4,164.92 per month $3,185.12 Principal & Interest $796.08 Property Tax $183.72 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Listed By / Shown By

Listing By

Agency Name: River to Ridge Rlty Associates
Agency Phone: 845-206-8756

agent picture

Shown By

Agent Name: John Cuzzo
Agent Phone: (516) 607-1094
Agency Title: Coldwell Banker American Homes

IDX logo

©2021-2026 1864 Hempstead Turnpike Realty Inc. All rights reserved. Coldwell Banker® and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC. 1864 Hempstead Turnpike Realty Inc. fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with or related to Coldwell Banker Real Estate LLC nor any of its affiliated companies. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/25/2026. The listing information on this page last changed on 09/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 09/25/2026 1:22:18 AM EST) or OneKey MLS (last updated Fri 09/25/2026 1:18:22 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker American Homes may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility

Login to My Homefinder